Credit Check

  • 6 million South Africans with adverse credit records
  • Fit and Proper compliance
  • MIE’s verifications guarantee immediate risk identification

All MIE credit checks are performed in a real-time electronic environment, ensuring fast and accurate delivery. As an accredited Credit Bureau, MIE sources credit information directly from 4 major bureaus in South Africa.

MIE has long-standing relationships with several of South Africa’s leading credit bureaus including:

  • TransUnion
  • Compuscan
  • Experian
  • XDS

A typical Consumer Credit check returns the following information:

  • Defaults and judgements, if any
  • Notices (e.g. sequestrations), if any
  • Address and job histories
  • Previous enquiry histories
  • And several other items

Combined Credit

  • A combined credit report with details from TransUnion, Experian, XDS and Compuscan.

The Company Credit Standing provides information about the business stability of a company by checking the following:

  • Trade on File
  • Statutory Detail on File
  • Subject Default
  • Principal Detail
  • Enquiry History
  • Bank on File
  • Deeds on File

Sequestration

The Sequestration check verifies whether or not an individual has been declared insolvent.

Insolvency in South African law refers to a status of diminished legal capacity imposed by the courts on persons who are unable to pay their debts, or whose liabilities exceed their assets.

This consumer check is pertinent to when an organisation hires an individual in a position of trust and handling of finances.



Consumer Trace

The trace provides you with the following information which includes:

  • Address History
  • Contact Numbers History and
  • Employment History.
Various checks can be conducted in Africa. Visit www.mieafrica.com for more information.

Related Background Screening Services